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Save on Car Insurance

Whether you pay your premium monthly or by 6 months at a time, the insurance always comes due. I hate paying that bill. All the things I could do with that money. But in most states, it is the law to carry car insurance. Also, it protects you in case you are in a car accident. While you may have to pay car insurance, there are simple ways to get the payments down. Think about the insurance when purchasing a new car from Three Rivers Chrysler Jeep Dodge

1. Shop Around: Whether you are looking for new service or just want to see what else is available, you should shop around. Before purchasing or before renewing, always check to see what other companies have to offer. Each company charges a little different, and sometimes it can be a great deal.

2. Additional Discounts: Do you have other insurance policies, like home owners, renters or life insurance. If you use the same carrier, oftentimes, you can get discounts. Also, there are discounts for things like taking a driving course, student discount and using a plug in type driving tester.

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3. Consider having a higher deductible: When purchasing your collision and comprehensive coverage, consider how much of a deductible you want to have.  A higher deductible means that your premium is lower. Sometimes, it can lower your premium by up to 30% simply by changing the deductible from $250 to $500. The difference can add up quite a bit.

4. Do not carry collision and comprehensive coverage:It is not always worth carrying collision and comprehensive coverage. If you have an older vehicle, it might cost you more to carry the coverage than it will pay you in the end.

5. Buy a Car That Cost Less to Insure: Some cars cost more to insure. There are many reasons that cause it, but if you are looking to reduce your insurance cost, look for cars that are safe and cost less to insure.

Disclosure: The Spring Mount 6 Pack receives compensation for working with sponsors. Not all posts are sponsored or contain affiliate links. Materials provided, ie: images, trailers and/or activities were provided by our source. UNLESS Stated otherwise.

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